Medical expenses, income loss, pain and suffering, disability, disfigurement and vehicle repair or replacement are some examples of damages that can arise from involvement in a car accident.
Questions that may arise include, will my insurance cover all of my costs, what happens if I cannot return to work, and can I receive any compensation for my damages?
There are two important terms to be aware of regarding Minnesota car accident compensation laws: no fault and modified comparative negligence.
In a no fault system, parties are required to first bring a claim against their own insurance company. The amount available will depend upon the individual policy.
Once those funds are used up, a party can bring a claim against another driver. Damages can be recovered even in the event the other party is an uninsured or underinsured motorist.
Modified comparative negligence permits only parties which are less than 50% at fault to recover damages. Damages are reduced by the percentage that you are determined to be at fault. For example, if you have 10,000.00 in damages, but found to be 40% at fault, you would be able to recover 60% or 6,000.00.
Insurance laws related to car accidents are complicated. Call Metro Law and Mediation at (612) 548-4453 today to schedule a free consultation regarding your car accident.